Decentralized National Health Insurance Scheme (NHIS)
OSL pioneered Ghana's decentralized NHIS model, successfully piloting it in both rural and urban districts. This groundbreaking system informed national policy, legal frameworks (Act 650 & LI 1809), and supported the setup of 63 district mutual schemes. Key innovations like the Health Facility Attendance Card (HFAC) and community address-based registration significantly reduced fraud, improved access, and ensured the sustainability of healthcare delivery across the country.
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